prest

ROI for insurance agencies and carriers

hire one Prest0n.

$3,200 a month, annual plan

modeled estimates from the open ROI report, version 2026-11, prices as of 9 October 2026. returned hours are capacity, not cash; these are modeled, not guaranteed, and not a promise of results.

one Prest0n in an insurance agency or brokerage, or in a carrier’s or MGA’s operations, modeled: hours returned, value after fees, the full range and the limits.

in short

the smaller firm the report starts with, in its first year.

every firm

each firm the report models, side by side.

if things go better or worse

what each firm nets in year one if one assumption is off. each line changes one assumption, for the worse and for the better; the last changes two at once.

role by role

one full-time person in each role, every listed task given to Prest0n but the ones kept by hand.

what Prest0n does not do here

Prest0n prepares the work; your people review it and decide.

sources

the public data the report’s wages and task hours rest on.

pre-release

pre-release: these reports are a draft and may change before release.

the modeled return

modeled first-year return for insurance agencies and carriers
firm (modeled)planhours of work a month, once up to speed (modeled)first-year value (modeled)first-year costfirst-year net (modeled)the month the cost is covered (modeled)first-year net if one assumption is off (modeled)
Small independent property-casualty agency (9.5 people, commissions and fees)1 Prest0n, annual, billed monthly212$44,211$40,650$3,561month 11−$21,642 to $46,348
Mid-size commercial brokerage with a benefits team (48 people, 40 modeled, commissions and fees)3 Prest0ns, annual, billed monthly990$225,317$126,344$98,973month 5−$29,413 to $344,505
Carrier or MGA operations unit: commercial underwriting and claims (16 people, salaried)1 Prest0n, annual, billed monthly347$94,618$57,756$36,862month 4−$14,325 to $90,929

modeled estimates from the open ROI report, version 2026-11, prices as of 9 October 2026. returned hours are capacity, not cash; these are modeled, not guaranteed, and not a promise of results.

by role (modeled, one full-time person)

modeled return per role
rolehours returned a month (modeled)net value a month (modeled)share of one Prest0n's month
Commercial account manager (incl. placement and claims advocacy)35$90219%
Employee-benefits account manager35$1,2608%
Claims adjuster / examiner32$1,30914%
Underwriter (commercial lines)25$96315%
Agency accountant (commissions, receivables, premium trust)25$58310%
Personal-lines CSR / account manager21$35610%
Underwriting assistant19$24814%
Producer (licensed sales agent)18$5845.9%
Claims processor17$3169.3%
Agency principal / owner15$2,5373.3%

evidence

60 tasks; 46 rest on grade-C (weakest) evidence, 63% of the lead firm's modeled value.

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